Out-of-pocket expenditure in Germany

Germany: Out-of-pocket expenditure was 10.7% in 2024. ▼ Falling

Latest (2024)
10.7%
Change on year
down 3.1%
World rank
164th
of 193 countries
All-time high
13.9%
in 2006
All-time low
10.4%
in 2022
Years of data
25
2000–2024

Out-of-pocket expenditure in Germany, 2000–2024

0510152000201220242000: 11.8 % of current health expenditure2001: 11.8 % of current health expenditure2002: 12 % of current health expenditure2003: 12.3 % of current health expenditure2004: 13.5 % of current health expenditure2005: 13.6 % of current health expenditure2006: 13.9 % of current health expenditure2007: 13.8 % of current health expenditure2008: 13.5 % of current health expenditure2009: 13.3 % of current health expenditure2010: 13.3 % of current health expenditure2011: 13.3 % of current health expenditure2012: 13.5 % of current health expenditure2013: 12.7 % of current health expenditure2014: 12.4 % of current health expenditure2015: 12.4 % of current health expenditure2016: 12.2 % of current health expenditure2017: 12 % of current health expenditure2018: 12.2 % of current health expenditure2019: 12.4 % of current health expenditure2020: 11.3 % of current health expenditure2021: 11.4 % of current health expenditure2022: 10.4 % of current health expenditure2023: 11.1 % of current health expenditure2024: 10.7 % of current health expenditure

Source: Global Health Expenditure Database, updated December 12th, 2025, World Health Organization (WHO). Measured in % of current health expenditure.

Analysis

In 2024, out-of-pocket expenditure in Germany stood at 10.7%.

That represents a change of down 3.1% on the previous year and down 13.3% over ten years.

Over the whole period, out-of-pocket expenditure in Germany peaked at 13.9% in 2006 and was at its lowest, 10.4%, in 2022.

Germany ranks 164th of 193 countries on this measure, in the bottom quarter.

The long-run direction has been consistently falling across the 25 years of available data.

Out-of-pocket expenditure in Germany, year by year

Annual values for Out-of-pocket expenditure (% of current health expenditure) in Germany, 2000 to 2024.
Year % of current health expenditure Change
2000 11.8%
2001 11.8% -0.2%
2002 12.0% +2.3%
2003 12.3% +1.8%
2004 13.5% +10.0%
2005 13.6% +0.5%
2006 13.9% +2.4%
2007 13.8% -1.0%
2008 13.5% -2.2%
2009 13.3% -1.5%
2010 13.3% +0.3%
2011 13.3% +0.2%
2012 13.5% +1.3%
2013 12.7% -6.0%
2014 12.4% -2.6%
2015 12.4% +0.0%
2016 12.2% -1.3%
2017 12.0% -1.4%
2018 12.2% +1.3%
2019 12.4% +1.6%
2020 11.3% -8.4%
2021 11.4% +0.2%
2022 10.4% -8.2%
2023 11.1% +6.0%
2024 10.7% -3.1%

Germany compared with similar countries

  • Germany's 10.7% is below the median for high income countries, which is 16.8%, 64% of the median. (64 countries reporting)
  • Germany's 10.7% is below the median for Europe & Central Asia, which is 21.8%, 49% of the median. (52 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2000s 12.9% 11.8% 13.9% 10
2010s 12.6% 12.0% 13.5% 10
2020s 11.0% 10.4% 11.4% 5

Countries ranked near Germany

  1. 161 Andorra 11.1% compare
  2. 162 Eswatini 11.0% compare
  3. 163 United States of America 10.9% compare
  4. 165 Zimbabwe 10.6% compare
  5. 166 Ireland 10.6% compare
  6. 167 Mozambique 10.4% compare

See the full ranking of 240 places →

More health data for Germany

All data for Germany →

Frequently asked questions

What is out-of-pocket expenditure in Germany?
Out-of-pocket expenditure in Germany was 10.7% in 2024, according to Global Health Expenditure Database, updated December 12th, 2025, World Health Organization (WHO).
What is the highest out-of-pocket expenditure recorded in Germany?
The highest recorded value was 13.9% in 2006.
What is the lowest out-of-pocket expenditure recorded in Germany?
The lowest recorded value was 10.4% in 2022.
How does Germany rank for out-of-pocket expenditure?
Germany ranks 164th out of 193 countries with data for 2024.
Is out-of-pocket expenditure rising or falling in Germany?
Over the last ten years it is down 13.3%. The long-run trend across the full record is falling.
Where does this Germany data come from?
The figures come from Global Health Expenditure Database, updated December 12th, 2025, World Health Organization (WHO), published as part of Out-of-pocket expenditure (% of current health expenditure). Statizoid updates them automatically from the source API.

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Out-of-pocket expenditure in Germany. Statizoid, drawing on Global Health Expenditure Database, updated December 12th, 2025, World Health Organization (WHO). Retrieved 15 September 2026, from https://health.statizoid.com/stat/out-of-pocket-expenditure-percent-of-current-health-expenditure/germany/

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About this data

Indicator
Out-of-pocket expenditure (% of current health expenditure)
Unit
% of current health expenditure
Source
Global Health Expenditure Database, updated December 12th, 2025, World Health Organization (WHO)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
240 places, 5,692 data points, 2000–2024
Last refreshed

Share of out-of-pocket payments of total current health expenditures. Out-of-pocket payments are spending on health directly out-of-pocket by households.