Out-of-pocket expenditure in Finland

Finland: Out-of-pocket expenditure was 14.1% in 2023. ▼ Falling

Latest (2023)
14.1%
Change on year
down 12.4%
World rank
147th
of 193 countries
All-time high
21.6%
in 2000
All-time low
14.1%
in 2023
Years of data
24
2000–2023

Out-of-pocket expenditure in Finland, 2000–2023

051015202000201120232000: 21.6 % of current health expenditure2001: 21.2 % of current health expenditure2002: 20.7 % of current health expenditure2003: 20.3 % of current health expenditure2004: 19.9 % of current health expenditure2005: 19.6 % of current health expenditure2006: 18.8 % of current health expenditure2007: 19 % of current health expenditure2008: 18.6 % of current health expenditure2009: 18.3 % of current health expenditure2010: 18.8 % of current health expenditure2011: 18.2 % of current health expenditure2012: 17.5 % of current health expenditure2013: 17.8 % of current health expenditure2014: 17.6 % of current health expenditure2015: 18.6 % of current health expenditure2016: 19.3 % of current health expenditure2017: 19 % of current health expenditure2018: 18.4 % of current health expenditure2019: 17.4 % of current health expenditure2020: 16.5 % of current health expenditure2021: 16.7 % of current health expenditure2022: 16.1 % of current health expenditure2023: 14.1 % of current health expenditure

Source: Global Health Expenditure Database, updated December 12th, 2025, World Health Organization (WHO). Measured in % of current health expenditure.

Analysis

The most recent figure for out-of-pocket expenditure in Finland is 14.1%, measured in 2023. That is the lowest value across all 24 years on record.

Compared with earlier readings it is down 12.4% on the previous year and down 20.8% over ten years.

Over the whole period, out-of-pocket expenditure in Finland peaked at 21.6% in 2000 and was at its lowest, 14.1%, in 2023.

That places Finland 147th out of 193 countries with data for 2023, putting it in the bottom quarter.

The long-run direction has been consistently falling across the 24 years of available data.

Out-of-pocket expenditure in Finland, year by year

Annual values for Out-of-pocket expenditure (% of current health expenditure) in Finland, 2000 to 2023.
Year % of current health expenditure Change
2000 21.6%
2001 21.2% -1.9%
2002 20.7% -2.2%
2003 20.3% -2.0%
2004 19.9% -2.3%
2005 19.6% -1.4%
2006 18.8% -3.9%
2007 19.0% +1.0%
2008 18.6% -2.2%
2009 18.3% -1.4%
2010 18.8% +2.7%
2011 18.2% -3.5%
2012 17.5% -3.8%
2013 17.8% +1.9%
2014 17.6% -0.9%
2015 18.6% +5.6%
2016 19.3% +3.5%
2017 19.0% -1.2%
2018 18.4% -3.2%
2019 17.4% -5.5%
2020 16.5% -5.5%
2021 16.7% +1.2%
2022 16.1% -3.4%
2023 14.1% -12.4%

Finland compared with similar countries

  • Finland's 14.1% is below the median for high income countries, which is 16.8%, 84% of the median. (64 countries reporting)
  • Finland's 14.1% is below the median for Europe & Central Asia, which is 21.8%, 65% of the median. (52 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2000s 19.8% 18.3% 21.6% 10
2010s 18.3% 17.4% 19.3% 10
2020s 15.8% 14.1% 16.7% 4

Countries ranked near Finland

  1. 144 Colombia 14.7% compare
  2. 145 United Kingdom of Great Britain and Northern Ireland 14.6% compare
  3. 146 Saudi Arabia 14.1% compare
  4. 148 Czechia 14.1% compare
  5. 149 Denmark 13.9% compare
  6. 150 Norway 13.7% compare

See the full ranking of 240 places →

More health data for Finland

All data for Finland →

Frequently asked questions

What is out-of-pocket expenditure in Finland?
Out-of-pocket expenditure in Finland was 14.1% in 2023, according to Global Health Expenditure Database, updated December 12th, 2025, World Health Organization (WHO).
What is the highest out-of-pocket expenditure recorded in Finland?
The highest recorded value was 21.6% in 2000.
What is the lowest out-of-pocket expenditure recorded in Finland?
The lowest recorded value was 14.1% in 2023.
How does Finland rank for out-of-pocket expenditure?
Finland ranks 147th out of 193 countries with data for 2023.
Is out-of-pocket expenditure rising or falling in Finland?
Over the last ten years it is down 20.8%. The long-run trend across the full record is falling.
Where does this Finland data come from?
The figures come from Global Health Expenditure Database, updated December 12th, 2025, World Health Organization (WHO), published as part of Out-of-pocket expenditure (% of current health expenditure). Statizoid updates them automatically from the source API.

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Out-of-pocket expenditure in Finland. Statizoid, drawing on Global Health Expenditure Database, updated December 12th, 2025, World Health Organization (WHO). Retrieved 16 September 2026, from https://health.statizoid.com/stat/out-of-pocket-expenditure-percent-of-current-health-expenditure/finland/

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About this data

Indicator
Out-of-pocket expenditure (% of current health expenditure)
Unit
% of current health expenditure
Source
Global Health Expenditure Database, updated December 12th, 2025, World Health Organization (WHO)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
240 places, 5,692 data points, 2000–2024
Last refreshed

Share of out-of-pocket payments of total current health expenditures. Out-of-pocket payments are spending on health directly out-of-pocket by households.